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$1,599,000
2 Days On Site

3520 SW 3rd Terrace
Cape Coral, FL33991

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
3
Full Baths
2,986
SqFt
$535
/SqFt
2006
Built
Subdivision:
CAPE CORAL
County:
Lee
Upcoming Open Houses
Sat, Aug 29, 11:00 AM - 1:00 PM
3520 SW 3rd Terrace3520 SW 3rd Terrace3520 SW 3rd Terrace3520 SW 3rd Terrace
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Monthly Payment (Est.)

$7,295
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. Boating time to Boca Grande Pass is approximately 30 minutes, with quick access to Matlacha Pass and the Gulf. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor. Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.

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Listing Snapshot
Price 
$1,599,000
Days On Site 
2 Days
Bedrooms 
4
Inside Area (SqFt) 
2,986 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.23 Acres
Year Built 
2006
MLS® Number 
2026034105
Status 
Active
Property Tax 
$10,901
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
3 days agoListing first seen on site
3 days agoListing updated with changes from the MLS®
General Features
Acres 
0.23
Attached Garage 
Yes
Direction Faces 
North
Disclosures 
Owner Has Flood Insurance, Rv Restrictions, Seller Disclosure
Garage 
Yes
Garage Spaces 
2
Levels 
Two
Number Of Stories 
2
Parking 
AttachedGarageGarage Door Opener
Pets 
Yes
Property Sub Type 
Single Family Residence
Security 
Security SystemSmoke Detector(s)
Sewer 
Public Sewer
SqFt Total 
3459
Style 
Two Story
Utilities 
Cable Available
Water Source 
Public
Zoning 
R1
Interior Features
Appliances 
OvenDishwasherElectric CooktopFreezerDisposalMicrowaveRefrigeratorSelf Cleaning Oven
Cooling 
Central AirCeiling Fan(s)Electric
Flooring 
CarpetVinyl
Furnished 
Unfurnished
Heating 
CentralElectric
Interior 
Breakfast BarEat-in KitchenHigh CeilingsPantryWalk-In Closet(s)
Laundry Features 
Washer HookupInside
Window Features 
Shutters
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Exterior Features
Construction Details 
BlockConcreteStucco
Exterior 
Balcony
Lot Features 
Rectangular LotWaterfront
Pool Features 
Electric HeatHeatedIn GroundScreen EnclosureSalt WaterPrivate
Private Pool 
Yes
Roof 
Tile
View 
CanalWater
Waterfront 
Yes
Waterfront Features 
Canal AccessSeawall
Waterview 
CanalWater
Windows/Doors 
Shutters
Community Features
Association Amenities 
None
Financing Terms Available 
CashFHAVA Loan
MLS Area 
CC43 - Cape Coral Unit 58,59-61,76,
Roads 
Paved
Listing courtesy of Century 21 Selling Paradise


The data relating to real estate for sale on this website comes in part from the Florida Gulf Coast MLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Neighborhood & Commute
Source: Walkscore
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